So I realized that I hadn't posted my answers to my 10 questions from my starting the new year goals. I thought you might be interested in what they were. If you missed the post here are the questions again with my answers. If you and your family haven't answered them yet now is a good time to do that.
1.List the three most important things to you today.
my kids, my husband and God (I know they're not suppose to be in that order. Therefore I am working on that as one of my goals.)
2. If money was no problem, list three things that you couldn’t live without.
a maid, wireless Internet, a maid
3. List three things that money can’t buy, that you can’t live without.
God, my husband and my kids
4. What is your view of money? Your husbands? Your kids?
my view: security, food on the table, clothes on our backs, gas in the car
his view: a tool or responsibility that can be used to provide good (when used properly) or harm (when used selfishly)
kids view: just starting to understand what money is, how it works, think they need it all the time, but end up putting it in the offering plate on Sunday
5. How much money in the bank would make you content?
I'd like to have at least a years worth of living expenses, but am content with just having something.
6. What is your ideal financial situation in 5, 10, 15 years?
5 years: living tightly like we do know but able to splurge a little more often
10 years: still living tightly but able to give even more than we do now
15 years: working just for fun, not needing the money to live on, giving it to those who do
7. If you had $1000, what would you do with it? (This will help you see where your priorities are.) Honestly I would want to blow it all on me but that wouldn't happen. So I'd tithe to the regular budget my 10%, give $50 to a charity of choice, give each of us $25 to blow, $100 per child for ESA's, $200 for retirement and $100 for a fun day out
8. What could you do without if you suddenly found yourself in a financial crisis?
We don't have cable or satelite and live pretty light already. So I would have to say the cell phone, money in retirement each month, Parent's Day Out, Wednesday night dinners at church, buying gifts for everyone just because we like to give.
9. Are you willing to track your spending and work on a budget? Already do.
10. Are your marriage and kids worth it? YES!